Cancer Insurance

By: Mercy Maranga

Cancer insurance provides people with cover only if they get cancer. There is no policy that covers you for cancer diagnosed before you applied for the policy. Before you decide to purchase insurance, you should consider two things. The first thing that you should consider is the cost of treatment in case you develop cancer. The second thing that a person who wants to buy insurance should consider is the likelihood or chances of developing the disease.

You should understand that a cancer policy may not cover all the cancer expenses. The cost of cancer treatment varies and often cancer patients have to grapple with non medical expenses that are normally not covered by insurance. Examples of non medical expenses include home care, transportation and rehabilitation costs.

Cancer policies differ in cost and coverage and therefore before you decide to purchase a cancer policy, you should contact several insurance companies. This helps you to compare polices of various companies before you settle on one that suits you needs.

Cancer insurance has however some limitations. Some policies only cover for hospital care while others don’t cover for cancer-related illnesses. There is also no policy that covers for cancer diagnosed before one applied for the policy. Some companies even deny coverage if it is found out that one had cancer at the time of the purchasing the policy. Many policies have time limits and some companies may stop paying benefits after a fixed period. It is therefore important that you put all the above into consideration before signing up.

Mercy Maranga Reports on Health and Fitness issues. Visit Her Site here for more information on cancer and its treatment Cancer

Article Source: http://www.ArticleBiz.com