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Critical illness cover is one among the most sought insurance policies in the UK. 1 in every 3 men may suffer from a heart attack at a point in his life. Seeing the growing risks of falling ill and being concerned about the security of their family more and more people have started to seek for critical illness insurance. Many life threatening diseases exist. Let’s see some figures and explanations about one of them, cancer.

Cancer
Cancer is one among the most common diseases in the UK. We will take a look at the historical evolution of cancer among people of both sexes over a 13 year period, which is from 1980-1992. According to Cancer statistics registrations (Office for National Statistics, 1980-1990); ONS Monitor (1991, 1992), in the year 1980, 400 men based upon a population of 100,000 suffered from a critical illness such as malignant neoplasms. During the same year, approximately 380 women out of 100,000 suffered from this disease also. As time passed by, this rate of cancer kept on increasing. In the year 1988, this critical illness suddenly reached a peak. Statistics read around 490 out of 100,000 men had contracted malignant neoplasms whereas about 470 out of 100,000 women suffered from this critical illness at the same time.

Then, a few years after, there was a slight decrease in cancer rate. It rose back to a peak in the year 1992. The figures read around 495 out of 100,000 men as opposed to 480 out of 100,000 women were victims of this critical illness. In other words the average increase was about 1.7 percent per annum for males and 2.2 percent per annum for females from 1990 to 1992.

Moreover, according to Cancer statistics registrations (Office for National Statistics, 1980-1990); ONS Monitor (1991, 1992), during the same period 1980-1992 a critical illness such as lung cancer was common among men. Figures registered around 110 out of 100,000 men with this critical illness in the year 1980. The rate then considerably decreased to about 100 over 100,000 in the year 1992. Another critical illness such as prostatic cancer affected about 39 men out of 100,000 in the year 1980 which then increased to approximately 60 out of 100,000 men in the year 1992. Men also suffered from a critical illness like colon cancer. Thankfully, colon cancer was not a big threat. The rate at which people suffered from this critical illness remained constant from 1980-1988. After the year 1988, there was a slight increase. The registered statistics were nearly 25 out of 100,000 in 1980 and probably 38 out of 100,000 men in 1992.

Similarly, a critical illness such as breast cancer was the common cause for claims among women during the period 1980-1992. In the year 1980 around 80 out of 100,000 women suffered from breast cancer. A sudden raise in victims of this critical illness was then recorded in the year 1988. As from this year the rate of breast cancer continued on increasing. In the year 1992, about 120 over a population of 100,000 women suffered from this life threatening critical illness. Women also suffered from lung cancer. But the rate at which this critical illness affected women was lesser than that of men. In the year 1980 around 38 out of 100,000 contracted lung cancer and in the year 1992 the rate had slightly increased to 44 over 100,000 women. As for a critical illness such as colon cancer, the value remained constant throughout the 13 years with around 39 over 100,000 women from 1980-1992.

An additional critical illness like cervical cancer also prevailed. But this cancer made fewer patients. Around 20 out of 100,000 women were diagnosed with cervical cancer throughout 1980-1992. Malignant melanomas, one more type of cancer brought around 5 out of 100,000 cases in the year 1980 and ended up in 1990 with no new cases registered afterwards.

That was a brief display of statistics concerning various forms of cancer. As seen, cancer is one of the most common types of critical illness. Lung cancer marks itself among men while breast cancer seems to affect most women. Therefore, it can be towards your own advantage to buy a critical illness cover to guard yourself from uncertainties in the future.

For more information about life insurance and critical illness insurance please visit www.unbeatablelifeandcriticalinsurance.co.uk.


Source: http://www.articlealley.com/article_201414_19.html

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